CALL TODAY
(888) 875-4463

Compare Medicare Supplement Plans and Rates in Your Area

By choosing the right Medicare Supplement Insurance Plan you will have:

Medicare Supplement Costs

Minnesota Medicare Supplement Insurance Plans

Minnesota Medicare Supplement (Medigap) Insurance Plans

A Minnesota Medigap policy is a health insurance policy sold by private insurance companies to Medicare Insurance recipients that are enrolled in the Original Medicare Plan. These Minnesota Medicare Supplement Plans cover the “gaps” in the Medicare Part A and Medicare Part B. Some Minnesota Medigap plans also cover benefits that the Original Medicare Plan does not cover, like emergency health care while traveling outside the United States.

There are 3 standard Minnesota Medicare Supplemental Insurance Plans Available:

Plan K
Plan L
Basic Plan

Then there are optional riders that can be added to the Basic Plan:

Part A Ded.
Home Health Care (365 visits)
Part B Ded.
Part B Excess Charges
Foreign Travel

About Minnesota Medicare Supplemental Insurance Plans:

Minnesota Medicare Supplement Insurance Plans are designed to fill in the gaps left by Medicare insurance for hospitalization and outpatient procedures.  These Medigap plans fit into the gaps left by Medicare Insurance like a key fits into a lock.  

Though the coverages for the same Minnesota Medicare Supplement Plan with company are the same as an Minnesota Medicare Supplement Insurance Plan with any other company, the rates vary between Minnesota Medicare Supplement Insurance Companies.

This makes it very important to shop around to find the best rate on Comprehensive Minnesota Medicare Supplemental Insurance.

Since Minnesota Medicare Supplement Insurance Plans are standardized, you will get the same coverage for the same plan no matter which company you choose. So for instance, if you get an AARP Medicare Supplement it will cover you the same as a Loyal American Medigap Plan, a Blue Cross Medicare Supplemental Plan or any other company that offers Medigap coverage.

Therefore, it is more important than ever to shop around multiple Medicare Supplement Insurance Companies to find the best price possible for the exact same coverage.

Call (888) 875-4463 today to receive a multiple company rate analysis on Minnesota Medicare Supplement Insurance Plans. Or you can simply fill out the form on this page to speak with a licensed Medicare Supplement Insurance Specialist.

OUTLINE OF MEDICARE COVERAGE

Benefit Chart of Medicare Supplement Plans Sold for Effective Dates as of Jan 1, 2013

Plan A Plan B Plan C Plan D F F* Plan G Plan K Plan L Plan M Plan N
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic,
including
100%
Part B co-insurance.
Basic,
including 100%
Part B co-insurance.
Hospitalization and preventative care paid at 100%; other basic benefits paid at 50% Hospitalization and preventative care paid at 100%; other basic benefits paid at 75% Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance except**
    Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance 50% Skilled Nursing Facility Co-insurance 75% Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance
  Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible 50% Part A Deductible 75% Part A Deductible 50% Part A Deductible Part A Deductible
    Part B Deductible   Part B Deductible          
        Part B Excess (100%) Part B Excess (100%)        
    Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency     Foreign Travel Emergency Foreign Travel Emergency
            Out-of-Pocket limit at $4,620; paid at 100% after limit reached Out-of-Pocket limit at $2,310; paid at 100% after limit reached    
*Plan F also has an option called a high deductible Plan F. This high deductible plan pays the same benefits as Plan F after one has paid a calendar year $2,000 deductible. Benefits from high deductible plan F will not begin until out-of-pocket expenses exceed $2,000. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare deductibles for Part A and Part B, but do not include the plan’s separate foreign travel emergency deductible.
**Plan N includes Basic, including 100% Part B co-insurance, except up to $20 copayment for office visit, and up to $50 copayment for ER.

 

Sitemap | Press | Medicare Supplement Rates
This website and all the information contained herein is for general informational purposes only. Nothing contained herein is representative of any specific insurance company or policy. Requests made on this site are for the services of a licensed agent to assist in locating appropriate coverage only and are not for details on a specific insurance company or policy.

Copyright © 2006-2014, Insuraprise Inc. All Rights Reserved. Not connected with or endorsed by the United States Government or the federal Medicare Program.