CALL TODAY
(888) 875-4463

Compare Medicare Supplement Plans and Rates in Your Area

By choosing the right Medicare Supplement Insurance Plan you will have:

Medicare Supplement Costs

Compare Medicare Supplement Plans - Medicare Supplemental Plan L

Click on the links below for information on any Modernized Medicare Supplement Policy:

Medicare Supplement Plan A Plan B Plan C Plan D Plan F Plan G Plan K Plan L Plan M Plan N

Medicare Supplemental Plan L

Medicare Supplement Plan L offers many of the same basic benefits as other Medicare Supplement insurance plans, but provides you with a much lower monthly premium. In exchange for a lower premium, Plan L covers less of the copayments and coinsurance than other Medicare Supplement plans. As well, each plan offers an out-of-pocket maximum, which limits the amount you will pay annually.

Typically, Medicare Supplement Plan K offers a lower monthly premium than Plan L, but offers higher copayments and a higher annual out-of-pocket limit.

Medicare Supplement Plan L is a good option if you seek a Medicare Supplement policy with an affordable premium, but still want a reasonable amount of coverage for a wide variety of services. This plan is similar to Plan K, except it covers a higher percentage of your costs, offers a lower annual out-of-pocket amount and out-of-pocket limit,a slightly higher monthly premium.

Medicare Supplement Plan L Coverage:

  • 100% Coverage for Part A hospitalization coinsurance, plus coverage for 365 days after Medicare benefits end
  • 75% Hospice out-of-pocket cost sharing
  • 75% of Medicare-eligible expenses for the first three pints of blood
  • 75% Part B coinsurance, except for preventive care services, which are covered 100%
  • 75% Coverage for Skilled Nursing Facility coinsurance
  • 75% Coverage for your Medicare Part A Deductibles
  • $2,310 out-of-pocket Annual Limit

OUTLINE OF MEDICARE COVERAGE

Benefit Chart of Medicare Supplement Plans Sold for Effective Dates as of Jan 1, 2013

Plan A Plan B Plan C Plan D F F* Plan G Plan K Plan L Plan M Plan N
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic,
including
100%
Part B co-insurance.
Basic,
including 100%
Part B co-insurance.
Hospitalization and preventative care paid at 100%; other basic benefits paid at 50% Hospitalization and preventative care paid at 100%; other basic benefits paid at 75% Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance except**
    Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance 50% Skilled Nursing Facility Co-insurance 75% Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance
  Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible 50% Part A Deductible 75% Part A Deductible 50% Part A Deductible Part A Deductible
    Part B Deductible   Part B Deductible          
        Part B Excess (100%) Part B Excess (100%)        
    Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency     Foreign Travel Emergency Foreign Travel Emergency
            Out-of-Pocket limit at $4,620; paid at 100% after limit reached Out-of-Pocket limit at $2,310; paid at 100% after limit reached    
*Plan F also has an option called a high deductible Plan F. This high deductible plan pays the same benefits as Plan F after one has paid a calendar year $2,000 deductible. Benefits from high deductible plan F will not begin until out-of-pocket expenses exceed $2,000. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare deductibles for Part A and Part B, but do not include the plan’s separate foreign travel emergency deductible.
**Plan N includes Basic, including 100% Part B co-insurance, except up to $20 copayment for office visit, and up to $50 copayment for ER.
Sitemap | Press | Medicare Supplement Rates
This website and all the information contained herein is for general informational purposes only. Nothing contained herein is representative of any specific insurance company or policy. Requests made on this site are for the services of a licensed agent to assist in locating appropriate coverage only and are not for details on a specific insurance company or policy.

Copyright © 2006-2014, Insuraprise Inc. All Rights Reserved. Not connected with or endorsed by the United States Government or the federal Medicare Program.