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Compare Medicare Supplement Plans and Rates in Your Area

By choosing the right Medicare Supplement Insurance Plan you will have:

Medicare Supplement Costs

Compare Medicare Supplement Plans - Medicare Supplemental Plan A

Click on the links below for information on any Modernized Medicare Supplement Policy:

Medicare Supplement Plan A Plan B Plan C Plan D Plan F Plan G Plan K Plan L Plan M Plan N

Medicare Supplemental Plan A

Medicare Supplement Plan A is required to be offered by all Medicare Supplemental Insurance Companies who wish to offer Medicare supplemental insurance to cover what Medicare Insurance doesn’t cover.

Though Medicare Supplemental Plan A covers less than all other standardized Medicare Supplement Insurance Plans, those on a budget or those who are covered by Medicare Insurance due to a disability find it to often be a good option.

Medicare Plan A covers only the Basic Benefits portion of standardized Medicare Supplement Insurance Plans.

Before purchasing a plan A, be sure to Compare Rates on Medicare Supplement Plans J and F to see if these more comprehensive Medicare Supplemental Insurance Plans will work better for you.

Covered by Medicare Supplement Plan A

Basic Benefits:

* Part B Coinsurance (Generally 20% of outpatient expenses)
* Hospital Coinsurance
* 365 Additional Days Hospitilization Coverage
* Blood Deductible Coverage

Not Covered by Medicare Supplemental Plan A

Skilled Nursing Coinsurance

Part A Deductible

Part B Deductible

Part B Excess

Foreign Travel

Most Medicare Insurance recipients find it in their best interest to find more comprehensive Medicare Supplemental coverage than that offered by Medicare Supplement Insurance Plan A. However, for many people who are on Medicare Insurance due to a disability, those under age 65, this may be one of their only options as many Medicare Supplemental Insurance Companies don’t offer any of the other plans to people on disabilities.

Others who find Standardized Medigap Plan A suitable are those who only wish to cover their most important expenses and wish to take on some risk themselves.


To find compare multiple Medigap Insurance Companies Rates on Plan A and many other Plans, simply fill out the form to the right or call today to speak with a Licensed Medicare Supplemental Insurance Specialist today at (888) 875-4463.

Medicare Supplement Plan A

Medigap Plan A
MEDICARE INSURANCE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD
A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
Service: HOSPITALIZATION
Semiprivate room and board, general nursing and miscellaneous services and supplies
MEDICARE INSURANCE PAYS PLAN PAYS YOU PAY
First 60 days All but $1184 $0 $1184 (Per Benefit Period)
61st through 90th day All but $296 $296 a day $0
91st day and after:      
While using 60 lifetime reserve days All but $592 a day $592 a day $0
Once lifetime reserve days are used:      
Additional 365 days $0 100% of Medicare Eligible Expenses $0
Beyond the Additional 365 days $0 $0 All costs
Service: SKILLED NURSING FACILITY CARE
You must meet Medicare's requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital:
First 20 days All approved amounts $0 $0
21st through 100th day

All but $148 a day

$0

Up to $148 a day

101st day and after $0 $0 All costs
Service: BLOOD
First 3 pints $0 3 pints $0
Additional amounts 100% $0 $0
Service: HOSPICE CARE
Available as long as your doctor certifies you are terminally ill and you elect to receive these services.
 
All but very limited coinsurance for outpatient respite care
$0 Balance
NOTICE: When your Medicare Part A hospital benefits are exhausted, the insurer stands in the place of Medicare and will pay whatever amount Medicare would have paid for up to an additional 365 days as provided in the policy's "Core Benefits." During this time the hospital is prohibited from billing you for the balance based on any difference between its billed charges and the amount Medicare would have paid.
 
Medigap Plan A
MEDICARE INSURANCE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR
Once you have been billed $124 of Medicare-Approved amounts for covered services (which are noted with an asterisk), your Medicare Part B Deductible will have been met for the calendar year.
Service: MEDICAL EXPENSES - In or Out of the Hospital and Outpatient Hospital Treatment,
such as Physician's services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment:
MEDICARE INSURANCE PAYS PLAN PAYS YOU PAY
First $147 of Medicare Approved Amounts $0 $0 $147 (Part B Deductible)
Remainder of Medicare Approved Amounts Generally 80% Generally 20% $0
Part B Excess Charges (Above Medicare Approved Amounts) $0 $0 All costs
Service: BLOOD
First 3 pints $0 All cost $0
Next $128 of Medicare Approved Amounts $0 $0 $147 (Part B Deductible)
Remainder of Medicare Approved Amounts 80% 20% $0
Service: CLINICAL LABORATORY SERVICES
Blood tests for Diagnostic Services 100% $0 $0
 
MEDICARE INSURANCE PARTS  A & B
Service: HOME HEALTH CARE
Medicare Approved Services:
MEDICARE INSURANCE PAYS PLAN PAYS YOU PAY
Medically necessary skilled care services and medical supplies 100% $0 $0
Durable medical equipment:         
First $128 of Medicare Approved Amounts $0 $0 $147 (Part B Deductible)
Remainder of Medicare Approved Amounts 80% 20% $0

OUTLINE OF MEDICARE COVERAGE

Benefit Chart of Medicare Supplement Plans Sold for Effective Dates as of Jan 1, 2013

Plan A Plan B Plan C Plan D F F* Plan G Plan K Plan L Plan M Plan N
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance.
Basic,
including
100%
Part B co-insurance.
Basic,
including 100%
Part B co-insurance.
Hospitalization and preventative care paid at 100%; other basic benefits paid at 50% Hospitalization and preventative care paid at 100%; other basic benefits paid at 75% Basic, including 100%
Part B co-insurance.
Basic, including 100%
Part B co-insurance except**
    Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance 50% Skilled Nursing Facility Co-insurance 75% Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance Skilled Nursing Facility Co-insurance
  Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible 50% Part A Deductible 75% Part A Deductible 50% Part A Deductible Part A Deductible
    Part B Deductible   Part B Deductible          
        Part B Excess (100%) Part B Excess (100%)        
    Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency     Foreign Travel Emergency Foreign Travel Emergency
            Out-of-Pocket limit at $4,620; paid at 100% after limit reached Out-of-Pocket limit at $2,310; paid at 100% after limit reached    
*Plan F also has an option called a high deductible Plan F. This high deductible plan pays the same benefits as Plan F after one has paid a calendar year $2,000 deductible. Benefits from high deductible plan F will not begin until out-of-pocket expenses exceed $2,000. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare deductibles for Part A and Part B, but do not include the plan’s separate foreign travel emergency deductible.
**Plan N includes Basic, including 100% Part B co-insurance, except up to $20 copayment for office visit, and up to $50 copayment for ER.
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