Standardized Medicare Supplement Insurance Plan H is similar to plan C in that it covers everything Medicare Insurance doesn’t up to what Medicare approves except it does not pay the Medicare Part B deductible as Medicare Supplemental Insurance Plan C does. Plan H can be a cost effective plan or alternative to Medicare Supplement Insurance Plan J as it often saves you money on the premium and what you have to pay in the Medicare Insurance Part B Deductible is often less than your premium savings.

Of course, Plan J also covers Preventative Care and At Home Recovery (Plan H doesn’t) so it is a good idea to Compare Rates on Plan J with that of Plan H to make sure you are making the most informed decision possible.

Covered By Medicare Supplemental Insurance Plan H

Basic Benefits:

* Part B Coinsurance (Generally 20% of outpatient expenses)
* Hospital Coinsurance
* 365 Additional Days Hospitilization Coverage
* Blood Deductible Coverage

Skilled Nursing Coinsurance

Part A Deductible

Foreign Travel

Not Covered By Medicare Supplemental Insurance Plan H

Part B Deductible

Part B Excess Charges

At Home Recovery

Preventative Care

Medicare Supplement Insurance Plan H is a good choice for those who can afford to pay the Medicare Part B outpatient deductible and whose doctors accept Medicare assignment. They often save hundreds of dollars per year by choosing plan H, much more than the $135 they pay for the deductible in 2008.

It is important to shop all plans (especially the most comprehensive Plan J) and premiums from top rated Medicare Supplemental Insurance companies before choosing a plan. To compare rates and plans from multiple Medicare Supplemental Insurance Companies that supplement medicare insurance, simply fill out the form on the right. Or if you need immediate assistance simply call and speak with a licensed Medicare Supplement Specialist right away.