Medicare Supplement Plan F is a standardized Medicare Supplemental Insurance Plan that is available in most states. From our experience it has become very popular as it contains comprehensive coverage for everything medicare insurance doesn’t cover as long as the charge is approved by Medicare.

In short, if Medicare Part B or Medicare Part A pay a penny on a doctor or hospital charge, Medicare Supplement Insurance Plan F will pay whatever is left.
Below are the eight gaps covered by Standardized Medicare Supplement Insurance plans. 6 of the 8 are covered by Plan F. The two that aren’t covered (At Home Recovery and Preventative Care) are not covered by Medicare at all.

Covered by Medicare Supplemental Plan F

1) Basic Benefits:

* Part B Coinsurance (Generally 20% of outpatient expenses)
* Hospital Coinsurance
* 365 Additional Days Hospitilization Coverage
* Blood Deductible Coverage

2) Skilled Nursing Coinsurance

3) Part A Deductible

4) Part B Deductible

5) Part B Excess

6) Foreign Travel

Not Covered by Medicare Supplemental Plan F

7) At Home Recovery

8) Preventative Care

Medicare Supplement Plan F is very popular because of its comprehensive coverage for procedures covered by Medicare Part A and Medicare Part B. However, some people find a more complete coverage option in Plan J and even sometimes at a lower premium.

However, for those who wish the peace of mind of knowing all Medicare approved procedures will be covered and don’t mind taking on the risks involved for At Home Recovery and Prevenative Care, Plan F can be a tremendous choice. It is important to shop around different Medicare Supplement Plans including the most comprehensive Plan J before making a decision. As Medicare Supplemental Insurance Companies base their rates on many different factors, more coverage does not always mean lower premiums and lower premiums does not always mean less coverage.

To compare Medicare Supplement Insurance rates and plans from top rated insurance companies in your area, simply fill out the form to your right or call today.